Interetsting name we give to a product. Take Life Insurance. It pays out at the end of the life, not during life (unless you have an annuity), but calling it death insurance was probably not too popular with the guys upstairs in marketing.

Alas, what is one to do? Near as I can tell, if you are trying to cover for a loss due to death, then your best bet is a term life policy, which has a simply death payment plan. It covers you for what you need, and you do not pay for possible future events.

Term Life Insurance is what you need. Get a cheap term life insurance quote here.